India targets $60‑$80 billion fintech exports by leveraging digital infrastructure

The commerce ministry’s latest projections suggest that a modest 10% slice of the global fintech services market could catapult India’s export earnings to $60‑$80 billion. This leap would be driven primarily by the export of UPI technology, DPI platforms and related services such as cross‑border payments, AI‑enabled credit underwriting and secure data exchange.

Secretary Agrawal emphasized that technology reduces the cost of financial inclusion. By scaling digital payment solutions, India can make remittances cheaper, extend low‑interest micro‑loans, and streamline everyday transactions for millions of users abroad. The strategy hinges on turning the country’s domestic successes into exportable products and consulting services.